By: Kevin
@Q3: You should have life insurance sufficient to pay off the mortgage completely.
View ArticleBy: Kevin
Q9 is a disaster waiting to happen. 2 people with 3 degrees behind them should set their sights a lot higher than $25k/year. Why spend all that money on a bachelor’s and master’s if your dream is to...
View ArticleBy: a.k.
Q3: when you are ready to buy, you need to talk with a mortgage broker who can walk you through the options. if you are close to 20% but not quite there, you can get a second mortgage to bridge the...
View ArticleBy: Nate
Q9: I agree that you need to set your sights higher for income than just $25k. Depending on what your degrees are in you should be able to do much better than that. Living on one income is difficult...
View ArticleBy: Jessica
I have a bachelor’s and Masters degree and quit my $64k/year job as an epidemiologist to stay home with my kids. My DH earns less- way less- than I did. I got to where I hated my job and was making...
View ArticleBy: Johanna
Q4: It usually bugs me when one spouse says “YOUR stuff is a waste of money, but MY stuff isn’t”…
View ArticleBy: Johanna
…and $100/month isn’t that much if you can afford it. But I wonder if there’s more to this story…
View ArticleBy: Johanna
…Maybe Mrs. Jeff would like to spend more on knitting and DVDs, but feels she can’t b/c of Jeff’s Legos…
View ArticleBy: MARIA
Q9 – ..we would really like on of us to be able stay home… I think the key word is “like”. With 85K in student loan debt and a spouse that only makes 25k might mean being a sahm (or dad)is not doable...
View ArticleBy: maria
Q9 Can you financially start a family on your current household income of 35k? Sure! On a projected 25K with a sahm? Sure! Just expect to live in a low end neighborhood, eat low cost food, shop at...
View ArticleBy: jim
Cost / hour is a bad way to determine spending on hobbies per spouse. Equal spending on hobbies would be fair.
View ArticleBy: getagrip
Q9 Why not wait until you’re both working full time, see if you’re better off moving depending on where your husband gets a job, if you can really make it on one salary while paying the loans, etc.?...
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